If you’re stretching toward a home purchase, anything that shrinks the pile of cash you need at closing looks pretty appealing. Homebuying assistance programs — usually in the form of help with your down payment or closing costs — could mean affording to buy now instead of waiting. Jeffrey Ruben, president of WSFS Home Lending...

You might assume you’re covered for repairs after a disaster because you have homeowners insurance. Unfortunately, you could be wrong.As extreme weather becomes more frequent and destructive, homeowners across the country are discovering gaps in their insurance policies — after the damage has already been done. Insufficient coverage limits may leave them without enough money to...